Banking Services

Bank Service Charges

Sr. No Particulars From 1.03.2022 GST 18% New Rate
1 Cheque/ ECS Return Charges 150 27 177
2 Account Operation Charges (Include SMS Half Yearly) 98 18 116
3 Current A/c (SMS/Monthly statement By E-mail/ect. harges Half Yearly) 229 41 270
4 C.C. A/c (SMS/Monthly statement By E-mail/ect. Charges Half Yearly) 590 106 696
5 Gold or Wear House Loan Processing Fees  ( Half Year) 229 41 270
6 Other Loan A/c. (SMS/Monthly statement By E-mail/ect. Charges Half Yearly)   229 41 270
7 Cheque Stop Payment   50 9 59
8 Demand draft commission  (Minimum & Maximum amt. )   10 2 12
9 Hundi commission 10 2 12
10 Loan Application Fees (All Loan) 100 18 118
11 No Dues certificate 50 10 60
12 Inoperative ( Half Yearly Charges) 98 18 116
13 Missed or Second Passbook Charges 30 6 36
14 Cheque Book Charges (Per Cheque, Non Finance) 2 0 2
15 O/W Retune Charges 25 5 30
16 A/c Closing Charges 60 11 71
17 Bank Guarantee Per 100  ( Include with GST) 3 1 4
18 Average Balance Charges (Average Balance 1000 Per Day) 25 5 30
19 Yearly ATM Charges 200 36 236
20 Signature Verification Charges   100 0 0
21 Insta Cheque Book Charges             With GST -    300
22 RTGS /NEFT Charges Nil Nil Nil
ABB CHARGESS (INTER Branch Charges )  Nil  Nil Nil
1 For All SA,CA,CC A/c  & Inter Branch (Cash Deposit/Withdrawal Charges)Per entry Nil  Nil  Nil
Locker Charges      
1 A Type 6 inch *18 inch       With GST -    600
2 B Type 12 inch *18 inch        With GST -   1200
3 C Type 18 inch * 18 inch        With GST -  1800
Cash Credit Renewal or Overdraft Processing Fees      
1 Up to 100000 250 45 295
2 100001 to 200000 350 63 413
3 200001 to 500000 600 108 708
4 500001 to 2500000 900 162 1062
5 2500001 to 500000  1000 180 1180
Loan Processing Fees      
1 UP to 100000 500 90 590
2 100001 to 200000 700 126 826
3 200001 to 500000 1000 180 1180
4 500001 to 2500000 1500 270 1770
5 Up to 2000000 Loan Search Report & Reg. Mortgaged fees of Lawyer 2000 360 2360
6 2000000 and above Loan Search Report fees & Reg. Mortgaged fees of Lawyer 2500 450 2950
7 Property Valuation fees 1850 333 2183
8 Unit Visit Charges 500 0 500
9 Gold Loan Processing Fees 0.50% 0.00 0.50%
Individual Customer & Commercial / Non Individual Customer
  Overdue Amount Charges Monthly
1 Rs. 10,000.00 Upto Rs. 150 + GST
2 Rs. 10,000.01 To 50,000.00 Rs. 350 + GST
3 Rs. 50,000.01 To 2,00,000.00 Rs. 500 + GST
4 Rs. 2,00,000.01 To 5,00,000.00 Rs. 1000 + GST
5 Rs. 5,00,000.01 To 10,00,000.00 Rs. 1500 + GST
6 Rs. 10,00,000.01 To 25,00,000.00 Rs. 2000  + GST
7 Rs. 25,00,000.01 To 50,00,000.00 Rs. 3000  + GST
8 Rs. 50,00,000.01 To 1,00,00,000.00 Rs. 4000  + GST
9 Rs. 1,00,00,000.01 To 5,00,00,000.00 Rs. 5000 + GST
10 Rs. 5,00,00,000.01 and Above. Rs. 7000 + GST
Solvency Certificate 354 64 418
1 Up to 100000 590 106 696
2 100001 to 500000 885 159 1044
3 above 500000 1000 180 1180

Inter Branch Transactions
Core Banking Solution has facilitated Any-where Banking facility through all our Branches and Extension Counters

ATMs
Installation of ATMs at each of our branches.

CTS Cheque Book Facility 
This facility has helped many of our corporate/commercial clients in their business.

To help you identify whether the cheque book you currently hold is CTS compliant or not, you can look for the following features:

1. Words 'CTS 2010' printed on the left hand side of the cheque leaf near perforation
2. All cheques carry a standardised watermark, with the words 'CTS-INDIA' which can be seen when held against any light source.
3. Pantograph with hidden / embedded word 'VOID' is included in the cheques. The word is clearly visible in photocopies of a cheque.The right hand corner of the cheque leaf has Boxes provided for the date which is in the DD/MM/YYYY format

Please sign above" is mentioned on cheque leaf on the lower right-hand side. If you have a Personalised Cheque Book it is CTS 2010 format. Click here to see the new format of the cheque.



RTGS / NEFT
RTGS (Real Time Gross Settlement) and NEFT (National Electronic Funds Transfer) are the facilities under which, customer can transfer funds from our Bank to any another Bank.

The minimum amount for customer transactions through RTGS is Rs.2 Lakhs while there is no amount restriction for NEFT transactions.

As per the RBI guidelines RTGS as well as NEFT will be credited to beneficiary account on only the basis of Beneficiary account number. Therefore, the originator of transaction will have to ensure that the correct Beneficiary Account number has been written in the Funds Transfer Application Form.

Customer has to mention his own Account Number as well as Beneficiary’s Bank’s Name, Account Number, IFSC Code and Amount correctly.

e-Payment of Taxes  
In this facility our customers can pay their Direct Taxes and Indirect taxes debiting their account through our Bank

General Insurances
Reserve Bank of India has permitted us to engage in General Insurance business as a corporate agent. We have tied up with Bajaj Allianz General Insurance Company Ltd. for offering its policies to our customers. These General Insurance products are available at all of our branches

Life Insurance Business
Reserve Bank of India has permitted us to engage in Life Insurance business as a corporate agent. We have tied up with M/S Bajaj Allianz Life Insurance Company ltd. These life insurance products are available at our all branches

SMS Banking
Information regarding balance in account, Details of last 3 transactions and status of cheque deposited for clearing etc. can be obtained through SMS Banking

Payment Facility
Customers can pay their electricity bill, mobile recharges, telephone bill, DTH Bill mobile postpaid bill by way of electronic debits to their Accounts with us. This service is offered free of cost to our customers

Transaction Alerts
The techno based facility is introduced for the customers to inform the details of transactions on their mobile through SMS. Alerts are sent online as soon as transaction is effected on the account.

Rupay Debit Cards
The Priyadarsani Nagari Sahakari Bank Rupay Debit card gives its customers the cashless and safe shopping experience while

1. Buying groceries at Supermarkets & Departmental stores
2. Shopping at your favourite outlets.
3. Dining at fine restaurants
4. Petrol/ Disel filling
5. Cash withdrawals at ATMs
6. Paying bills

E-lobby
Bank has started E-Lobby service with an intention to serve the customers beyond working hours. Presently E-Lobby is started at some prime locations. In E-Lobby customer will be able to update his passbook, deposit a cheque and use ATM for cash withdrawal. This facility is available to customers 24x7. Bank has also started cash deposit Kiosk at its jalna branch. Customers can now deposit Cash in the kiosk beyond banking hrs.

ECS Banking (NACH)
This facility provides you the ease of regular payments being made hassle free by providing just one mandate. You can regularise your scheduled emi payments, bill payments etc via this facility.

24 x 7 ATM
The PRIYADARSANI NAGARI SAHAKARI BANK LTD ATM's are interconnected via RuPay to network of ATMs of National Financial Switch.

Services that our ATM centers provide :
Please note that Cash Retraction Facility in ATM’s is disabled.

1. Balance Enquiry & Cash withdrawal.
2. Similarly you can use also your PRIYADARSANI NAGARI SAHAKARI BANK LTD Bank ATM Card on any of the NPCI Network

SUPPORT

Priyadarshani Nagari Sahakari Bank Ltd.
1 floor, ‘‘Bramha Chaitnya’’ Deulgaonraja Road, Jalna – 431203

Phone No. :
02482 – 235737, 233346, 256256, 252500, 228128

Fax No. : 02482 - 241107

For Mobile banking support :
02482-233346
mobilebanking@priyabank.com

For ATM support :
02482-233346
mobilebanking@priyabank.com

IMPORTANT LINKS
REACH US
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